Tools & Equipment Insurance

Tools and equipment insurance ensures the protection of your most valuable gear that helps you in running your business. This type of insurance is vital for a business to experience zero down time if tools or equipment are damaged or stolen as it will help replace or repair. Most clients find this type of insurance helpful if tools and equipment are not covered by a manufacturer's warranty.

If you haul your business-owned equipment to worksites to complete a job, then tools and equipment insurance is for your business. The industries that make tools and equipment insurance a high priority are commonly: Construction, Contractors, Plumbers, Electricians, Landscapers, Carpenters and more trades.

Tools and equipment insurance gives financial aid to tools, equipment, and gear that is owned by the business-owner or you, employee business uniforms or required clothing, or any tools borrowed to complete a job. Examples include: Power tools, Levels, Power drills, Blowtorches, Standing lights, Hard hats/helmets, Eye/ear protection, Ladders, Work benches.

If you have general liability insurance, tools and equipment insurance can be provided as an add-on policy. The pricing ranges are based on the level of insurance coverage you prefer, but can start at a monthly rate as low as $12/mo.