Health Practitioner

Save up to 30% on your business insurance

medical office insurance, man speaking with medical assistant

Stay healthy with Coverage Cowboy's prescription for insurance protection!

At Coverage Cowboy, we specialize in providing insurance coverage for health practitioners. We offer liability insurance, malpractice insurance, and property damage coverage, among other types of insurance policies tailored for healthcare professionals.

Our policies are designed to protect you and your practice from potential risks, so you can focus on providing the best possible care to your patients. Whether you are a dentist, chiropractor, or any other type of healthcare practitioner, we can help you find the right insurance coverage to meet your needs.
  • General Liability
  • Workers' Compensation
  • Commercial Property
  • Commercial Auto

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Health Practitioner businesses and save up to 10% when you bundle!


General Liability

Bought by 95% of business owners like you

As a health practitioner, having general liability insurance is crucial to protect your business from potential lawsuits. This type of insurance can cover claims of bodily injury, property damage, and personal injury. For example, if a patient slips and falls in your office, general liability insurance can help cover the medical expenses and legal fees associated with the incident.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

As a health practitioner, you rely on your vehicle to get to and from appointments. Commercial auto insurance can provide coverage for accidents or damages that occur while using your vehicle for business purposes. For example, if you are a chiropractor and get into an accident while driving to a patient’s house for a home visit, commercial auto insurance can help cover the costs of any damages or injuries.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers’ compensation insurance is vital for health practitioners who work in physically demanding environments. Injuries can occur from lifting patients or repetitive motions, and workers’ compensation provides coverage for medical expenses and lost wages. For example, a physical therapist who strains their back while assisting a patient could receive compensation for their injury through workers’ compensation insurance.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

As a health practitioner, it’s essential to safeguard your business with commercial property insurance. This insurance protects your office space, equipment, and inventory from unforeseen events like fire, theft, or natural disasters. For instance, if your clinic suffers damage from a fire, commercial property insurance can cover the cost of repairs or replacements, ensuring that you can continue serving your patients without financial strain.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Health Practitioner business insurance

What are the benefits of having business insurance for Health Practitioners?
As a health practitioner, you work hard to help your patients maintain good health. But what happens when something goes wrong? Having business insurance can help protect you and your practice from a variety of risks, such as:
Professional liability claims
If a patient suffers an injury or illness due to your professional advice or negligence, they may sue you. Professional liability coverage, also known as malpractice insurance, can help cover the costs of legal fees, settlements, or judgments.
Property damage
What if a fire or natural disaster damages your practice? Commercial property insurance can help pay for repairs or replacement of your building, equipment, and supplies.
Theft and vandalism
Health practitioners often have valuable medical equipment and supplies on hand. If someone breaks in and steals or damages your property, commercial property insurance can help cover the costs.
General liability claims
If a patient or visitor is injured on your property, general liability insurance can help cover their medical expenses and protect you from a lawsuit.
Employee injuries
If you have employees, workers’ compensation insurance can help cover their medical bills and lost wages if they are injured on the job.
Business interruption
If you are unable to see patients due to a covered event, such as a fire or natural disaster, business interruption insurance can help cover lost income and expenses while you get back on your feet.
With business insurance, you can have peace of mind knowing that your practice is protected from a variety of unexpected events.
What do I need to get an insurance quote?

Thank you for considering Coverage Cowboy for your insurance needs! To get an insurance quote as a health practitioner, you’ll need to have the following information ready:

  • Business name and contact information
  • Location and square footage of your practice
  • Your professional credentials and years of experience
  • Estimated annual revenue and payroll
  • Number of employees (if applicable)
  • List of services offered

Once you have this information gathered, our team can provide you with a customized quote that meets your specific needs.

Can I add an additional insured to my business insurance coverage?
Absolutely! It’s easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we’re here to help you every step of the way. We’re happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It’s a simple process, and one of our insurance experts will be happy to guide you through it.

Don’t hesitate to reach out to us, we’d be more than happy to help you add an additional insured to your business insurance policy today!
How can I get a Certificate Of Insurance (COI)?
Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.


Want to chat?

We're here to help

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.