Sports Bar
Insurance

As a bar owner, you face a variety of risks. Business insurance can help protect you from financial losses related to:
Liquor liability
One of your patrons becomes heavily intoxicated and causes a car accident on the way home. You could be held liable for the damages or injuries caused by the drunk driver. Liquor liability insurance can help protect your business from financial loss due to these types of situations.
Property damage
A fire breaks out in your bar and causes significant damage to the building and contents inside. Commercial property insurance can help pay for repairs or replacement of damaged property.
General liability
A customer slips and falls on a wet floor in your bar. Your general liability insurance can help pay for medical costs and legal fees if you’re sued.
Employee injuries
One of your bartenders slips on a wet floor and injures their back. Workers’ compensation insurance can help pay for medical bills and lost wages for an injured employee.
Employee theft or dishonesty
Your bartender steals money from the cash register. Crime insurance can help protect your business from financial loss due to employee theft or dishonesty.
Business interruption
A major storm hits your town and forces your bar to close for several days. Business interruption insurance can help pay for lost income and other expenses associated with the closure.
It’s important to make sure you have the right mix of coverage to protect your bar from risks that are unique to your business.