Chiropractor Clinic

Save up to 30% on your business insurance

Get the back-up you need with our chiropractor insurance!

At Coverage Cowboy, we understand the unique needs of chiropractic clinics and offer tailored insurance policies to protect your business from potential risks. Our experienced agents can provide coverage for property damage, liability, and other risks that may impact your clinic.

We know that running a chiropractic clinic can be challenging, and that’s why we want to help you protect your business with tailored insurance coverage. With Coverage Cowboy, you can trust that you are getting the right insurance policy to keep your clinic running smoothly.
  • General Liability
  • Workers' Compensation
  • Commercial Property
  • Commercial Auto

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Chiropractor Clinic businesses and save up to 10% when you bundle!


General Liability

Bought by 95% of business owners like you

General liability insurance is crucial for a chiropractor clinic as it protects against claims of bodily injury or property damage that may occur on the premises. For example, if a patient were to slip and fall in the waiting room, general liability insurance would cover the costs of medical bills or legal fees.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

As a chiropractor clinic, it’s important to have commercial auto insurance to protect your vehicles and employees while on the road. Whether it’s transporting patients or traveling to conferences, commercial auto insurance can provide peace of mind and financial protection in case of accidents or damages. For example, a chiropractor clinic may need to transport equipment to a patient’s home for a home visit and having commercial auto insurance can protect against any damages that may occur during transport.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers’ compensation insurance is vital for chiropractic clinics to protect both staff and the business. If a chiropractic assistant gets injured while lifting a patient, this coverage helps cover their medical bills and lost income. Having workers’ compensation in place shows you care about your employees’ well-being and promotes a secure work environment.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

Commercial property insurance is crucial for chiropractic clinics to safeguard their valuable assets and maintain smooth operations. For example, if a fire damages the clinic’s equipment and furnishings, this coverage helps with the repair or replacement costs. Investing in commercial property insurance ensures the clinic’s financial stability and quick recovery from unexpected events.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Chiropractor Clinic business insurance

How does business insurance benefit Chiropractor Clinics?
As a chiropractor, you help clients alleviate pain and improve their health. However, just like any other business, your clinic faces a variety of risks. Business insurance can help protect your practice by covering financial losses related to:
Property damage
A fire breaks out in your office and damages your equipment and furniture. Commercial property coverage will help cover the cost of replacement or repair.
Liability claims
A patient slips and falls in your office, sustaining an injury. General liability coverage will help pay for medical bills and legal costs associated with the claim.
Professional mistakes
A patient claims that you provided incorrect treatment, resulting in further injury. Professional liability (also known as malpractice) coverage can help cover legal fees and settlement costs.
Employee injuries
One of your staff members slips on a wet floor in the office and breaks their wrist. Workers’ compensation coverage can help pay for medical bills and lost wages.
Business interruption
A natural disaster, such as a hurricane or flood, forces you to temporarily close your clinic. Business interruption coverage will help cover lost income and expenses while your clinic is closed.
Having insurance can give you peace of mind and help protect your chiropractic clinic from unexpected events and financial losses.
What do I need to get an insurance quote?

To obtain an insurance quote for your chiropractor clinic, you will need to provide the following information:

  • Business name and contact information
  • Location and square footage of your clinic
  • Estimated annual revenue and payroll
  • Number of employees
  • List of your key assets (e.g., medical equipment, furniture, computers)
  • Details about your services and treatments offered

Once you have this information ready, you can contact us to request a tailored insurance quote for your chiropractor clinic. Our team is here to help you find the best coverage at the right price!

Can I add an additional insured to my business insurance coverage?
Absolutely! It’s easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we’re here to help you every step of the way. We’re happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It’s a simple process, and one of our insurance experts will be happy to guide you through it.

Don’t hesitate to reach out to us, we’d be more than happy to help you add an additional insured to your business insurance policy today!
How can I get a Certificate Of Insurance (COI)?
Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.


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Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.