Medical Office
Insurance

Save up to 30% on your business insurance

medical office insurance, man speaking with medical assistant

Your medical practice deserves top-notch coverage. Let's diagnose your insurance needs.

At Coverage Cowboy, we understand the unique risks associated with owning and operating a medical office. That’s why we offer a variety of insurance options designed to protect you against any potential risks or liabilities.

Our medical office insurance policies can cover everything from property damage to malpractice suits. With our expertise and experience in the healthcare industry, we can help you find the right coverage for your practice, so you can focus on providing quality care to your patients without worrying about potential financial risks.
  • General Liability
  • Workers’ Compensation
  • Professional Liability
  • Commercial Auto
  • Commercial Property

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Medical Office businesses and save up to 10% when you bundle!

general-liability

General Liability

Bought by 95% of business owners like you

General liability insurance is crucial for medical offices as it protects against lawsuits stemming from accidents or injuries that occur on the premises. For example, if a patient slips and falls in the waiting room, general liability insurance would cover any resulting legal fees or medical expenses. This type of insurance also covers damage to the property, such as a fire or flood, which could disrupt the medical practice’s ability to operate.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

Medical office insurance can protect your business from liability claims and property damage. Commercial auto insurance can cover vehicles used for business purposes, such as transporting patients or medical supplies. For example, if an employee gets into an accident while driving a company car to deliver medication, commercial auto insurance can cover the damages and medical expenses.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers’ compensation insurance is essential for medical offices, as it covers the costs of medical treatment and lost wages for employees who are injured on the job. This type of insurance ensures that medical office workers are protected in case of an accident or injury while performing their duties, allowing them to focus on their recovery and return to work as soon as possible. For example, if a medical assistant slips and falls while carrying medical equipment, workers’ compensation insurance would cover their medical bills and lost wages during their recovery.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

Medical office insurance is crucial for protecting your commercial property and business assets. It covers everything from equipment and supplies to liability and property damage caused by natural disasters or accidents. For example, if a patient slips and falls in your medical office, medical office insurance can cover the costs of medical bills and legal fees.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Medical Office business insurance

How can business insurance safeguard Medical Offices?

Our medical office insurance policies are tailored to protect against a variety of risks and help keep your practice running smoothly. Here are some examples of how our coverage can help:
General liability coverage
Protects you if someone is injured while at your office or if you're sued for libel or slander. For example, if a patient slips and falls in your waiting room, this coverage will help pay for their medical bills and legal fees if they sue you.
Professional liability coverage
Also known as malpractice insurance, this coverage helps protect your practice if you're sued for negligence or making a mistake that causes harm to a patient. For instance, if a patient accuses you of misdiagnosing their condition, this coverage would help cover legal costs and any damages awarded.
Cyber liability coverage
In the event of a data breach or cyber attack, this coverage can help cover the costs of notifying patients, credit monitoring, and legal fees.
Property insurance
Protects your building, equipment, and inventory from damage or loss due to events such as fire, storm damage, or theft. For example, if your medical equipment is damaged in a flood, your property insurance would help pay for repairs or replacement costs.
Business interruption insurance
This coverage helps you get back on your feet if your practice has to close due to a covered event such as a natural disaster or fire. It can help cover lost income, rent or mortgage payments, and other expenses you incur while you're closed.
Workers' compensation coverage
If an employee is injured on the job, workers' comp coverage will help pay for their medical bills and lost wages. This coverage is often required by law and can help protect your business from costly lawsuits.
Overall, our medical office insurance policies are designed to provide comprehensive coverage against a wide range of potential risks and help safeguard your practice's financial future.

What do I need to get an insurance quote?

To get an insurance quote for your medical office, you will need to have the following information:


  • Business name and contact information
  • Location and square footage of your medical office
  • Number of employees and their roles
  • Breakdown of services provided, including any specialized services
  • Information on medical equipment and supplies used in your office
  • Details about the building, such as fire safety measures and security systems

With this information on hand, our team can provide you with a customized insurance quote that meets the unique needs of your medical office.

Can I add an additional insured to my business insurance coverage?

Absolutely! It's easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we're here to help you every step of the way. We're happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It's a simple process, and one of our insurance experts will be happy to guide you through it.

Don't hesitate to reach out to us, we'd be more than happy to help you add an additional insured to your business insurance policy today!

How can I get a Certificate Of Insurance (COI)?

Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.

NEED A CERTIFICATE OF INSURANCE
FAST?

Mychal Rivera
Mychal Rivera
March 2, 2023
Great company and team to work with. I’m really impressed with how hands on they are. Glad I made the switch to them. Highly recommend!
Route 23 Nissan Reception
Route 23 Nissan Reception
February 9, 2023
we absolutely love working with Coverage Cowboy. The whole team is incredibly knowledgeable, very professional and attentive with any concerns. They always put the needs of our customers first, the level of customer service they display is out of this world. They always make sure they are satisfied and have the best coverage. We highly recommend their services as they never disappoint us or anyone who we have referred to them.
Mikaila Fargnoli
Mikaila Fargnoli
February 8, 2023
Coverage Cowboy helped me with all my insurance needs for my business.
Neal Sukhia
Neal Sukhia
January 13, 2023
As the owner of a multi faceted hospitality business coverage cowboy was able to navigate and put in place a general liability, workers compensation, property and disability insurance policy for a 50+ employee operation that complied with the requirements of various regulatory agencies. Exceptional understanding of sophistication and strong attention to detail - also very responsive with any claims, renewals, premium financing, etc
Jason Tenner
Jason Tenner
January 13, 2023
Mike and his team at Coverage Cowboy has me covered from all aspects of my business! The policy I signed up in 2023 was a great start to the new year and keep me fully insured.
Michael Perle
Michael Perle
January 13, 2023
Always reliable. Fast and cheap quotes and policies when needed! From boats to homes, they have helped me find the correct policies to keep me fully insured.
Jackie Chalet
Jackie Chalet
January 13, 2023
I worked with Mike Katz. He was extremely knowledgeable and provided better prices and coverage than my previous insurance broker! He truly worked with our best interest top of mind. Highly recommend!
Los Gueros
Los Gueros
January 13, 2023
So thankful for these guys. They were able to help us get fully and correctly covered on all of our 18 locations. Michael has been more than attentive keeping us updated since the very beginning!
Jose Arevalo
Jose Arevalo
January 13, 2023
The Coverage Cowboy team really helped me when I inquired their services. The staff is really family oriented and actually there to assist you for the best coverage. Thank you for all the good business and service.
Kailyn Despotakis
Kailyn Despotakis
January 13, 2023
Extremely professional team and very easy to work with.

Want to chat?

We're here to help

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.