Lawn Care
Insurance

Save up to 30% on your business insurance

Mow down the competition with lawn care insurance!

At Coverage Cowboy, we have the lawn care insurance solutions and coverage that will help keep your business safe from unexpected and costly liabilities. Whether you’re running a landscaping business, operating a lawn care service, or providing lawn maintenance services, we can help you get the protection you need for your business.

With lawn care insurance, you can protect your business from a variety of risks, such as property damage, injuries, and legal fees. We’re here to make sure your lawn care business is secure and protected from the unexpected.
  • General Liability
  • Workers' Compensation
  • Commercial Auto
  • Commercial Property

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Lawn Care businesses and save up to 10% when you bundle!

general-liability

General Liability

Bought by 95% of business owners like you

General liability insurance for lawn care businesses can provide financial protection in the event of a customer injury or property damage. Coverage includes legal defense costs and any resulting damages, such as medical bills, that may arise from a customer slipping on the lawn or a contractor damaging a neighbor’s fence.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

Commercial auto insurance is a must for lawn care businesses that use vehicles for work. It covers damage to vehicles, medical bills for drivers and passengers, and liability if the driver is at fault in an accident. It also provides coverage for property damage and bodily injury caused by the driver. It can help protect your business from the financial burden resulting from an accident.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers’ compensation insurance is essential for lawn care businesses to protect their employees. It covers medical expenses, lost wages, and rehabilitation costs in the event of an injury or illness while on the job. It also provides financial protection if an employee is unable to work due to an injury or illness and can help the business avoid lawsuits related to workplace injuries or illnesses.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

Commercial property insurance is vital for lawn care businesses to protect their physical assets. It covers damage to the equipment and tools due to fire, theft, vandalism, and other disasters. It also provides coverage for lost income if the business has to close due to a covered event. This type of insurance is especially important for lawn care businesses that own their equipment, as it can help cover the costs of repairs or replacements.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Lawn Care business insurance

How does business insurance protect me?
Business insurance can protect lawn care businesses from a variety of potential risks, such as property damage, liability claims, and business interruption. Here are a few examples of how different types of business insurance can provide protection for a lawn care business:
Liability insurance: This type of insurance can protect a lawn care business from lawsuits stemming from injuries or accidents that occur on the property or as a result of the business’s operations. For example, if a customer trips over a garden hose and sustains injuries, the business could be held liable for the damages. Liability insurance can help cover the cost of legal fees and any settlements or judgments awarded to the injured party.
Property insurance: This type of insurance can protect a lawn care business from damage to its equipment, such as mowers, trimmers, and other tools. For example, if a truck carrying the business’s equipment is involved in an accident and the equipment is damaged, property insurance can help cover the cost of repairs or replacement.
Business interruption insurance: This type of insurance can provide coverage if the lawn care business is forced to close temporarily due to a covered loss. For example, if a vehicle breakdown causes a delay in service, business interruption insurance can help cover lost income and expenses, such as payroll, during the closure period.
Workers Compensation: This type of insurance provides protection and medical coverage for employees that get injured or falls ill in connection to the work they are performing.
What do I need to get an insurance quote?
Getting a quote from Coverage Cowboy is a breeze! All you need to do is gather a bit of information about yourself and your insurance needs, and we’ll take care of the rest.

Here’s what you’ll need to provide to get a quote:
  • The type of services or products you offer
  • The location of your office or place of operations
  • The size of your workforce and their pay
  • The number and types of vehicles used for business purposes

These questions will help us tailor a quote that fits your specific business needs and ensure that you have the appropriate coverage in place to protect your company. With this information, our experts will be able to provide you with a quote that fits your business perfectly, providing you with the peace of mind you need to focus on what’s important – your business.
Can I add an additional insured to my business insurance coverage?
Absolutely! It’s easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we’re here to help you every step of the way. We’re happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It’s a simple process, and one of our insurance experts will be happy to guide you through it.

Don’t hesitate to reach out to us, we’d be more than happy to help you add an additional insured to your business insurance policy today!
How can I get a Certificate Of Insurance (COI)?
Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.

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Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.