Snow Plowing
Insurance

Save up to 30% on your business insurance

Plow Ahead with Snow Plowing Insurance!

Snow plowing businesses have unique insurance needs. Coverage Cowboy can help you customize your snow plowing business insurance to match your winter weather business operations.

Whether you need liability coverage for your plows, snow blowers and other equipment, or you want to make sure you have protection from the unexpected, Coverage Cowboy is the trusted provider for snow plowing business insurance.
  • General Liability
  • Workers' Compensation
  • Commercial Auto
  • Professional Liability
  • Tools & Equipment

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Snow Plowing businesses and save up to 10% when you bundle!

general-liability

General Liability

Bought by 95% of business owners like you

General liability insurance is important for snow plowing businesses to protect them against third-party claims of bodily injury or property damage. It can cover medical expenses, legal fees, and costs associated with a lawsuit if a customer or their property is injured as a result of your snow plowing services.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

Commercial auto insurance is necessary for businesses like snow plowing that use vehicles for their operations. It covers damage to vehicles and property, as well as medical expenses for drivers and passengers if there is an accident. It also provides liability coverage if you are held responsible for damages or injuries caused by your employees while they are operating your vehicles.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers’ compensation insurance provides financial protection for snow plowing businesses in the event of an injury or illness to an employee. It covers medical expenses and lost wages, and can also cover legal costs if an employee decides to sue. It’s important to have this type of coverage to protect both the business and its employees.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

Commercial property insurance helps protect snow plowing businesses from property damage caused by a covered event. It covers damage to equipment, vehicles, and buildings, as well as lost income if the business has to cease operations due to a covered event. This type of insurance is especially important for businesses that own their own equipment, as it can help cover the cost of repairs or replacement.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Snow Plowing business insurance

How does business insurance protect me?
Business insurance can protect snow plowing businesses from a variety of potential risks, such as property damage, liability claims, and business interruption. Here are a few examples of how different types of business insurance can provide protection for a snow plowing business:
Liability insurance: This type of insurance can protect a snow plowing business from lawsuits stemming from injuries or accidents that occur while plowing. For example, if a snow plow damages a customer’s property while plowing, the business could be held liable for the damages. Liability insurance can help cover the cost of legal fees and any settlements or judgments awarded to the injured party.
Property insurance: This type of insurance can protect a snow plowing business from damage to its vehicles, equipment, and inventory. For example, if a snow plow is damaged due to an accident, property insurance can help cover the cost of repairs or replacement. Similarly, if the business’s inventory of salt and sand is stolen, the policy may cover the cost of replacing it.
Business interruption insurance: This type of insurance can provide coverage if the business is forced to close temporarily due to a covered loss. For example, if a snow plow is damaged and the business is closed for repairs, business interruption insurance can help cover lost income and expenses, such as payroll, during the closure period.
Workers Compensation: This type of insurance provides protection and medical coverage for employees that get injured or falls ill in connection to the work they are performing.
What do I need to get an insurance quote?
Getting a quote from Coverage Cowboy is a breeze! All you need to do is gather a bit of information about yourself and your insurance needs, and we’ll take care of the rest.

Here’s what you’ll need to provide to get a quote:
  • The type of services or products you offer
  • The location of your office or place of operations
  • The size of your workforce and their pay
  • The number and types of vehicles used for business purposes

These questions will help us tailor a quote that fits your specific business needs and ensure that you have the appropriate coverage in place to protect your company. With this information, our experts will be able to provide you with a quote that fits your business perfectly, providing you with the peace of mind you need to focus on what’s important – your business.
Can I add an additional insured to my business insurance coverage?
Absolutely! It’s easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we’re here to help you every step of the way. We’re happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It’s a simple process, and one of our insurance experts will be happy to guide you through it.

Don’t hesitate to reach out to us, we’d be more than happy to help you add an additional insured to your business insurance policy today!
How can I get a Certificate Of Insurance (COI)?
Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.

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Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.