Snow Plowing
Insurance

Business insurance can protect snow plowing businesses from a variety of potential risks, such as property damage, liability claims, and business interruption. Here are a few examples of how different types of business insurance can provide protection for a snow plowing business:
Liability insurance: This type of insurance can protect a snow plowing business from lawsuits stemming from injuries or accidents that occur while plowing. For example, if a snow plow damages a customer’s property while plowing, the business could be held liable for the damages. Liability insurance can help cover the cost of legal fees and any settlements or judgments awarded to the injured party.
Property insurance: This type of insurance can protect a snow plowing business from damage to its vehicles, equipment, and inventory. For example, if a snow plow is damaged due to an accident, property insurance can help cover the cost of repairs or replacement. Similarly, if the business’s inventory of salt and sand is stolen, the policy may cover the cost of replacing it.
Business interruption insurance: This type of insurance can provide coverage if the business is forced to close temporarily due to a covered loss. For example, if a snow plow is damaged and the business is closed for repairs, business interruption insurance can help cover lost income and expenses, such as payroll, during the closure period.
Workers Compensation: This type of insurance provides protection and medical coverage for employees that get injured or falls ill in connection to the work they are performing.