Dental Clinic
Insurance

Save up to 30% on your business insurance

Don't let unexpected costs leave you toothless – Get insured today!

When you run a dental clinic, you need to make sure you have the right insurance coverage to protect your patients and your business. At Coverage Cowboy, we specialize in dental insurance and can help you find the coverage you need.

Our experienced agents can work with you to create a custom insurance policy that includes liability protection, property damage coverage, and more. With Coverage Cowboy, you can focus on providing the best care for your patients, while we focus on protecting your business.
  • General Liability
  • Workers' Compensation
  • Commercial Property
  • Professional Liability

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Dental Clinic businesses and save up to 10% when you bundle!

general-liability

General Liability

Bought by 95% of business owners like you

General liability insurance is important for dental clinics because it can protect them from potential lawsuits related to accidents or injuries that may occur on their premises. For example, if a patient slips and falls in the waiting room, general liability insurance can cover the costs of any medical bills or legal fees that may arise.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

As a dental clinic owner, you rely on your commercial auto insurance to protect your business vehicles that transport valuable equipment and staff to and from patient locations. Commercial auto insurance can help cover the costs of any accidents, damage or theft that may occur while on the road, keeping your business running smoothly. For example, if your clinic’s mobile dental van is involved in a collision, commercial auto insurance can provide the necessary coverage to repair or replace the van and any equipment inside.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers’ compensation insurance is important for dental clinics to support their staff and maintain a secure work environment. If a dental hygienist suffers an injury while using sharp instruments, this coverage assists with medical expenses and missed wages. By providing workers’ compensation, dental clinics demonstrate their commitment to employee safety and well-being.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

Dental clinics that own commercial property should consider purchasing commercial property insurance to protect against unexpected damages, such as fire or natural disasters, that could harm their building and equipment. This insurance can also provide liability coverage for any injuries that may occur on the property, such as slips and falls. For example, a dental clinic in a strip mall may want to purchase commercial property insurance to protect their office space and equipment in case of a fire or flood.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Dental Clinic business insurance

How does business insurance benefit Dental Clinics?

As a dental clinic owner, you may not realize just how vulnerable your business is to risks like lawsuits and accidents that can lead to financial ruin. Here are some ways that business insurance can help protect your dental clinic:
General liability insurance
If a patient slips and falls in your office and suffers an injury, general liability insurance can help pay for their medical bills and legal fees if they sue.
Professional liability insurance
Even the most experienced and skilled dentists can make mistakes. Professional liability insurance, also known as malpractice insurance, can help protect your business if a patient sues you for professional negligence.
Workers’ compensation insurance
If one of your employees gets injured on the job, workers’ compensation insurance can help pay for their medical bills and lost wages while they recover.
Business property insurance
If your dental equipment, tools, or office space is damaged or destroyed by a covered event, such as a fire, flood, or theft, business property insurance can help pay for repairs or replacement.
Business interruption insurance
If your dental clinic is forced to close temporarily due to a covered event, such as a natural disaster or fire, business interruption insurance can help cover your lost income and operating expenses while you get back on your feet.
By having business insurance, you can have peace of mind, knowing that you are protected from the risks that can threaten your dental clinic's financial stability.

What do I need to get an insurance quote?

To get an insurance quote for your dental clinic, you'll need to provide us with the following information:


  • Business name and contact information
  • Location and square footage of your dental clinic
  • Number of employees
  • Estimated annual revenue and payroll
  • List of services offered, including any specialty services
  • Information about any past insurance claims

With this information, we can provide a customized insurance quote that meets your specific needs. Don't hesitate to contact us with any questions or concerns!

Can I add an additional insured to my business insurance coverage?

Absolutely! It's easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we're here to help you every step of the way. We're happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It's a simple process, and one of our insurance experts will be happy to guide you through it.

Don't hesitate to reach out to us, we'd be more than happy to help you add an additional insured to your business insurance policy today!

How can I get a Certificate Of Insurance (COI)?

Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.

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Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.