Save up to 30% on your business insurance

Plant the seeds of success with landscaping insurance!

Get the landscaping insurance that fits your business needs with Coverage Cowboy. Whether you’re a large business or small, we’ll create personalized coverage that fits your specific business.

We’ll cover you for any property damage and legal fees you may incur while taking care of the next yard. With Coverage Cowboy, you’ll always be ready to tackle any landscaping project with peace of mind.
  • General Liability
  • Workers' Compensation
  • Commercial Auto
  • Commercial Property

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Landscaping businesses and save up to 10% when you bundle!


General Liability

Bought by 95% of business owners like you

General liability insurance is important for landscaping businesses to protect them from legal and financial risks. It can cover bodily injury, property damage, and advertising injury that occur as a result of their operations. It also provides financial protection if the business is sued for negligence or other liabilities resulting from their landscaping services.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

Commercial auto insurance is key for landscaping businesses to protect vehicles and employees from accidents. It covers the cost of repairs and medical bills for any people involved in an accident, as well as the cost of replacing any damaged equipment or vehicles. It also provides liability coverage if a third party is injured or property is damaged.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers’ compensation insurance is a must-have for landscaping businesses. It provides financial protection if an employee is injured on the job, covering medical bills and lost wages. It also covers legal fees and any settlements if the injured employee takes legal action. This type of insurance helps ensure that landscaping businesses are covered for any workplace accidents that could occur.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

Commercial property insurance for landscaping businesses is essential for protecting their physical assets. It covers damage to property such as tools, equipment, and vehicles due to fire, theft, vandalism, and other disasters. It also covers lost income in the event that business operations are disrupted due to a covered event. This type of insurance is critical for landscaping businesses to protect their investments and ensure they can continue operations.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Landscaping business insurance

How does business insurance protect me?
Business insurance can protect landscaping businesses from a variety of potential risks, such as property damage, liability claims, and business interruption. Here are a few examples of how different types of business insurance can provide protection for a landscaping business:
Liability insurance: This type of insurance can protect a landscaping business from lawsuits stemming from injuries or accidents that occur on the job. For example, if a customer trips over a hose while a landscaping crew is working on their property and sustains injuries, the business could be held liable for the damages. Liability insurance can help cover the cost of legal fees and any settlements or judgments awarded to the injured party.
Property insurance: This type of insurance can protect a landscaping business from damage to its equipment and inventory. For example, if a piece of equipment is stolen or damaged in a storm, property insurance can help cover the cost of repairs or replacement. Similarly, if the business’s inventory of plants and shrubs is destroyed due to a fire, the policy may cover the cost of replacing it.
Business interruption insurance: This type of insurance can provide coverage if the landscaping business is forced to close temporarily due to a covered loss. For example, if a storm damages the business’s equipment and the business is closed for repairs, business interruption insurance can help cover lost income and expenses, such as payroll, during the closure period.
Workers Compensation: This type of insurance provides protection and medical coverage for employees that get injured or falls ill in connection to the work they are performing.
What do I need to get an insurance quote?
Getting a quote from Coverage Cowboy is a breeze! All you need to do is gather a bit of information about yourself and your insurance needs, and we’ll take care of the rest.

Here’s what you’ll need to provide to get a quote:
  • The type of services or products you offer
  • The location of your office or place of operations
  • The size of your workforce and their pay
  • The number and types of vehicles used for business purposes

These questions will help us tailor a quote that fits your specific business needs and ensure that you have the appropriate coverage in place to protect your company. With this information, our experts will be able to provide you with a quote that fits your business perfectly, providing you with the peace of mind you need to focus on what’s important – your business.
Can I add an additional insured to my business insurance coverage?
Absolutely! It’s easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we’re here to help you every step of the way. We’re happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It’s a simple process, and one of our insurance experts will be happy to guide you through it.

Don’t hesitate to reach out to us, we’d be more than happy to help you add an additional insured to your business insurance policy today!
How can I get a Certificate Of Insurance (COI)?
Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.


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Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.