COVERAGE INFO

Commercial Auto Insurance

Save up to 30% on business insurance

Dents, Dings, Tows & More — Commercial auto will come in clutch with damage and tows on a vehicle. Require employees to travel? You can add coverage on rentals and employee vehicles too!

// COVERAGE BREAKDOWN

What this policy protects

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Underinsured Drivers

If they aren't insured or their policy doesn't cover the damage they're liable for.

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Collision Damage

Need damage repairs from an accident? This will get you covered, and up and running again in no time.

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Rental Coverage

Driving a rental while waiting for your car to be repaired? You can get reimbursed or covered for rental charges.

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Medical Fees

If you got injured in an accident or have legal and medical fees they can be covered.

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Towing

Towing costs can be expensive, but they can also be covered!

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Property Damage

Dented a garage door by accident? You're covered.

// FAQ

Frequently asked questions

What is Commercial Auto Insurance? +

Commercial auto insurance, most commonly known as car insurance, protects your business from expenses as a result of involvement in an automobile accident. As a business owner you can upgrade your policy to HNOA plan, which allows you to provide add-on protection for employees that use rentals or business owned vehicles. Commercial auto insurance policies can cover: Medical Expenses, Property or Vehicle Damage, Legal Expenses, Rentals or Business Owned Vehicles, GAP Insurance.

Is There a Difference Between Personal & Business Auto Insurance? +

Yes, you might have a personal auto policy for your personal vehicle which is great and highly recommended. On the other hand, if you're traveling for your business or work and get into an accident, then business auto insurance is needed. You'll need a business auto insurance policy if you: deliver goods or products, frequently use a vehicle to provide a service or visit work sites, use a vehicle to store and carry work equipment.

Why is Commercial Auto Insurance Important? +

Depending on the state you live in, you might be legally required to have an auto policy especially if you have business-owned or rented vehicles. There are options of custom auto insurance plans for businesses since vehicle usage may vary. When proof of a commercial auto insurance certificate is requested by a client and supplied by your business, your reputation boosts. When clients know that you're readily prepared for a disaster with the proper coverage, then you become a business they can trust.

What Does Commercial Auto Insurance Cover? +

In the event of an auto related accident, commercial auto insurance helps in covering any damages (vehicle and property) or injuries related to an accident. Commercial auto insurance in most states is required especially for operating business-owned vehicles. Auto insurance can help in covering payments for: Medical Expenses, Property or Vehicle Damage, Legal Expenses, Rentals or Business Owned Vehicles, GAP Insurance.

How Much Does Commercial Auto Insurance Cost? +

Commercial Auto Insurance quotes are free to get online, so you can obtain an idea of how much your policy will cost you on a monthly or annual basis. The cost of commercial auto insurance can be dependent on: your insurance and claim history, the number of vehicles you own/are insuring, the vehicle type, and the vehicle usage.