COMMERCIAL
PROPERTY
INSURANCE

Save up to 30% on business insurance

Seeking protection on your building, inventory, and equipment for your business?

Look no further. We’ll keep your operation running.

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Buildings

A car crashes into your storefront leaving structural damage.

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Inventory

There’s a flood at your warehouse that destroys half of your inventory.

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Downtime

Due to the car crash at your storefront, you have to close for a week until the damages are repaired.

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Equipment Malfunction

The central air system in your office breaks down and you don’t have a manufacturer’s coverage for the malfunction.

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Business Tools

You leave your work cell phone unattended while you use the bathroom and someone steals it. You have to replace the phone

Frequently asked questions about Commercial Property Insurance

Here are some of the most common questions we get about Commercial Property insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

What is Commercial Property Insurance?

Commercial property insurance can also protect businesses that rent space and have operational equipment inside of the space such as a warehouse or corporate office. Commercial property insurance can protect assets such as:
– Inventory
– Equipment
– Gears
– Furniture
– Building Structures
If your assets get damaged you can receive financial aid in the event of a natural disaster such as:
– flooding
– fire
– theft and more

What Does Commercial Property Insurance Cover?

The major areas that are protected under commercial property insurance are:
Buildings: A car crashes into your storefront leaving structural damage.
Inventory: There’s a flood at your warehouse that destroys half of your inventory.
Downtime: Due to the car crash at your storefront, you have to close for a week until the damages are repaired.
Equipment Malfunction: The central air system in your office breaks down and you don’t have a manufacturer’s coverage for the malfunction.
Business Tools: You leave your work cell phone unattended while you use the bathroom and someone steals it. You have to replace the phone.

Commercial property insurance protects common assets such as:
– Inventory
– Equipment
– Gears
– Furniture
– Building Structures

How Much Does Commercial Property Insurance Cost?

Commercial property insurance cost is mainly dependent on risk level assessment. Other factors in pricing your commercial property insurance cost would be your businesses total value and how your business operates. More factors that will contribute to the cost of your commercial property insurance are:
– industry/type of work your business does
– property value
– location
– number of employees
– risk level
– claim history

Who Needs Commercial Property Insurance?
  • If your business relies on certain equipment, property, and other assets then commercial property insurance will benefit you with disaster recovery financial aid especially as a small business. Our clients that have commercial property insurance policies include, but are not limited to:
    – Restaurants
    – Retail Store
    – Ecommerce
    – Yoga/Fitness
    – Entertainment

Learn more about the other coverages we offer for your business

We offer 7 different types of business insurance so you can design the coverage that's right for your company's needs.

general-liability

General Liability

Accidentally damaged customer property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.

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Workers' Compensation

If you have employees, it’s mandated by law to carry workers’ compensation insurance to help cover medical bills and lost wages due to workplace accidents. And don’t forget about yourself — get business owner’s coverage to protect your assets.

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Professional Liability/E&O

Professional Liability insurance protects you from the costs of lawsuits where you’re accused of negligence, error, or malpractice. It’s an essential for anyone who provides professional services to clients, including doctors, lawyers, accountants, and other professionals.

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Commercial Auto

Your bottom line shouldn’t have to include repair costs. With Commercial Auto, you’re covered for dents, tows and damage to someone else’s vehicle.
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Tools & Equipment

Protect your gear and your business. If your stuff gets damaged or stolen, we’ll help you get back on your feet fast, the right way.
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Commercial Property

Commercial property insurance isn’t just for buildings — it can protect almost all the gear, inventory and equipment you need to do business. If there is a fire, or another covered event causes an interruption to your business, we make sure you keep your lights on.
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Business Owner's Policy

A business owner’s policy (BOP) combines general liability and commercial property into one handy package. It’s a great option for protecting your business if you have a physical location, equipment or inventory and if you deal with customers or the public.
general-liability

General Liability

Accidentally damaged a customer's property? General liability insurance is there to cover you and protect you from the potentially costly errors of accidental damage.
Learn More
Asset 1 2

Workers' Compensation

If you have employees, it’s mandated by law to carry workers’ compensation insurance to help cover medical bills and lost wages due to workplace accidents. And don’t forget about yourself — get business owner’s coverage to protect your assets.
Learn More
Asset 14 1

Professional Liability/E&O

Professional Liability insurance protects you from the costs of lawsuits where you're accused of negligence, error, or malpractice. It's an essential for anyone who provides professional services to clients, including doctors, lawyers, accountants, and other professionals.
Learn More
Asset 13 1

Commercial Auto

Your bottom line shouldn't have to include repair costs. With Commercial Auto, you're covered for dents, tows and damage to someone else's vehicle.
Learn More
Asset 16 1

Tools & Equipment

Protect your gear and your business. If your stuff gets damaged or stolen, we'll help you get back on your feet fast, the right way.
Learn More
Asset 10

Commercial Property

Commercial property insurance isn’t just for buildings — it can protect almost all the gear, inventory and equipment you need to do business. If there is a fire, or another covered event causes an interruption to your business, we make sure you keep your lights on.
Learn More
Asset 3 2

Business Owner's Policy

A business owner’s policy (BOP) combines general liability and commercial property into one handy package. It’s a great option for protecting your business if you have a physical location, equipment or inventory and if you deal with customers or the public.
Learn More

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Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.