Roofing
Insurance

Save up to 30% on your business insurance

Roof your business with reliable roofing insurance!

When it comes to roofing, you need to make sure your business is covered with the right insurance policy. Coverage Cowboy offers comprehensive roofing insurance tailored to your business’s unique needs and helps you protect against the risks associated with roofing.

With roofing insurance, you can ensure that your workers are covered for potential accidents and injuries, and that your business is protected from property damage, accidents and legal fees.
  • General Liability
  • Workers' Compensation
  • Commercial Auto
  • Commercial Property

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Roofing businesses and save up to 10% when you bundle!

general-liability

General Liability

Bought by 95% of business owners like you

General liability insurance provides roofing businesses with protection from third-party claims for bodily injury, property damage, advertising injury, and personal injury. This coverage can help cover legal expenses and medical bills if a customer is injured while on the roofing job, or in the event that damage is done to a customer’s property.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

Commercial auto insurance provides coverage for vehicles used in a roofing business such as pickups, vans, and trailers. It can cover liability for any damage or injuries caused by the vehicles, as well as damage to the vehicles themselves due to accidents, theft, and other causes. It also provides coverage for medical expenses if an employee is injured in a work-related accident.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers’ compensation insurance is critical for roofing companies to protect themselves from the risks of workplace injuries. It can cover medical expenses, lost wages, and even death benefits for employees who are injured or become ill on the job. It also provides protection for employers from potentially costly lawsuits related to workplace injuries.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

Commercial property insurance is important for roofing companies to protect their physical assets. It covers damage to the tools, materials, and equipment used in roofing projects due to fire, theft, vandalism, and other disasters. Additionally, it provides coverage for lost income if a project is delayed or stopped due to a covered event. This type of insurance provides financial protection and peace of mind for roofers and their clients.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Roofing business insurance

How does business insurance protect me?
Business insurance can protect roofing businesses from a variety of potential risks, such as property damage, liability claims, and business interruption. Here are a few examples of how different types of business insurance can provide protection for a roofing business:
Liability insurance: This type of insurance can protect a roofing business from lawsuits stemming from injuries or accidents that occur on the job. For example, if a roofer falls off a roof and sustains injuries, the business could be held liable for the damages. Liability insurance can help cover the cost of legal fees and any settlements or judgments awarded to the injured party.
Property insurance: This type of insurance can protect a roofing business from damage to its tools and equipment. For example, if a roofer’s tools are stolen or damaged, property insurance can help cover the cost of repairs or replacement.
Business interruption insurance: This type of insurance can provide coverage if the roofing business is forced to close temporarily due to a covered loss. For example, if a roofer’s tools are stolen and the business is unable to operate, business interruption insurance can help cover lost income and expenses, such as payroll, during the closure period.
Workers Compensation: This type of insurance provides protection and medical coverage for employees that get injured or falls ill in connection to the work they are performing.
What do I need to get an insurance quote?
Getting a quote from Coverage Cowboy is a breeze! All you need to do is gather a bit of information about yourself and your insurance needs, and we’ll take care of the rest.

Here’s what you’ll need to provide to get a quote:
  • The type of services or products you offer
  • The location of your office or place of operations
  • The size of your workforce and their pay
  • The number and types of vehicles used for business purposes

These questions will help us tailor a quote that fits your specific business needs and ensure that you have the appropriate coverage in place to protect your company. With this information, our experts will be able to provide you with a quote that fits your business perfectly, providing you with the peace of mind you need to focus on what’s important – your business.
Can I add an additional insured to my business insurance coverage?
Absolutely! It’s easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we’re here to help you every step of the way. We’re happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It’s a simple process, and one of our insurance experts will be happy to guide you through it.

Don’t hesitate to reach out to us, we’d be more than happy to help you add an additional insured to your business insurance policy today!
How can I get a Certificate Of Insurance (COI)?
Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.

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Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.