Doctor Office
Insurance

Save up to 30% on your business insurance

Don't let unexpected events make you sick - Protect your practice today!

At Coverage Cowboy, we understand the unique needs of medical doctor offices and provide specialized insurance coverage to protect your business. From malpractice insurance to general liability, we can help you find the right coverage to protect your practice.

Our experienced agents will work with you to create a custom insurance policy that meets your needs, ensuring that you have the coverage you need to protect your practice against any potential risks. With Coverage Cowboy, you can focus on providing quality care to your patients, knowing that your practice is properly protected.
  • General Liability
  • Workers' Compensation
  • Commercial Property
  • Commercial Auto

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Doctor Office businesses and save up to 10% when you bundle!

general-liability

General Liability

Bought by 95% of business owners like you

General liability insurance for a medical doctor’s office is crucial for protecting the business from any third-party claims of bodily injury or property damage that may occur on the premises. For instance, if a patient slips and falls in the waiting area, general liability insurance can cover the medical expenses and legal fees associated with the incident.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

Medical doctor offices may need commercial auto insurance to protect their employees and patients during transportation to and from appointments. This type of insurance can cover accidents, damage to vehicles, and liability claims. For example, a medical office that provides home visits may need commercial auto insurance to protect their staff and patients during transportation.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers’ compensation insurance is crucial for medical doctor offices to protect their employees from work-related injuries or illnesses. In the event of an accident or illness, this insurance covers medical expenses, lost wages, and rehabilitation costs. For example, if a nurse at a medical doctor office injures their back while lifting a patient, workers’ compensation insurance would cover their medical bills and lost wages during their recovery.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

Medical malpractice insurance is essential for any medical doctor office operating on commercial property. This insurance policy protects the business from legal claims resulting from medical errors, negligence, or malpractice. For example, if a patient files a lawsuit against a doctor for misdiagnosis or surgical complications, medical malpractice insurance can cover the legal fees and damages.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Doctor Office business insurance

How does business insurance protect medical doctor offices?
Medical doctor offices face unique risks that require tailored insurance coverage. Our medical office insurance can protect you in the following ways:
General liability coverage
If a patient slips and falls in your waiting room, or if someone accuses your staff of medical malpractice, general liability insurance can help cover legal fees and medical expenses.
Property insurance
If your building or equipment is damaged by fire, severe weather, theft or vandalism, property insurance can help cover the cost of repairs or replacement.
Business interruption insurance
If your office is forced to close temporarily due to a covered event like a fire, business interruption insurance can help cover lost income and operating expenses during the shutdown period.
Workers’ compensation insurance
If one of your employees is injured on the job, workers’ compensation insurance can help cover medical expenses and lost wages.
Cyber liability insurance
If a cyber attack breaches your electronic medical records, cyber liability insurance can help cover the costs of notifying patients, credit monitoring, and any legal settlements that may arise.
Employment practices liability insurance
If an employee sues your practice for wrongful termination, discrimination or harassment, employment practices liability insurance can help cover legal fees and settlement costs.
With medical office insurance, you can focus on providing quality care to your patients, knowing that your business is protected from various risks.
What do I need to get an insurance quote?

To get a medical doctor office insurance quote, you will need to prepare the following information:


  • Business name and contact information
  • Location and square footage of your office
  • Type of medical services provided
  • List of medical equipment and supplies
  • Estimated annual revenue and payroll
  • Number of employees
  • Details about your building, including construction type and year built

With this information ready, you can request a tailored insurance quote for your medical doctor office. Our team is here to help you find the best coverage at the right price!

Can I add an additional insured to my business insurance coverage?
Absolutely! It’s easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we’re here to help you every step of the way. We’re happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It’s a simple process, and one of our insurance experts will be happy to guide you through it.

Don’t hesitate to reach out to us, we’d be more than happy to help you add an additional insured to your business insurance policy today!
How can I get a Certificate Of Insurance (COI)?
Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.

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Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.