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Paint your business with peace of mind - get painter's insurance today!

When it comes to painting, you know how important it is to keep your business protected. Coverage Cowboy has the Painter’s Insurance you need to ensure that you’re covered from any accidents or damages.

Whether you’re painting a house or a mural, you can be sure that you’re covered for any paint spills, wall damages, and other liabilities. With Coverage Cowboy, you can trust that you’ll have the protection your painting business needs.
  • General Liability
  • Workers' Compensation
  • Commercial Property

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Painters businesses and save up to 10% when you bundle!


General Liability

Bought by 95% of business owners like you

General liability insurance for painters helps protect against claims of bodily injury or property damage resulting from their services. It covers legal expenses and any potential awards, giving painters peace of mind that their business is protected from unexpected costs.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

Commercial auto insurance is important for businesses like painting companies that rely on transportation. It covers vehicles owned by the business, such as vans and trucks, and protects them from physical damage as well as liability if an accident occurs. This insurance also covers drivers who have been hired and are operating vehicles on behalf of the business.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers’ compensation insurance provides financial protection for painters if they suffer an injury or illness on the job. It can cover medical expenses, lost wages, and other costs associated with an accident or occupational illness, making it an important part of protecting your business.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

Commercial property insurance is a must for painters who want to protect their business assets. It covers loss or damage to their painting equipment, tools, and supplies due to fire, theft, vandalism, or other disasters. This type of policy can also provide coverage for lost income if the business has to close due to a covered event.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Painters business insurance

How does business insurance protect me?
Business insurance can protect painters from a variety of potential risks, such as property damage, liability claims, and business interruption. Here are a few examples of how different types of business insurance can provide protection for a painter:
Liability insurance: This type of insurance can protect a painter from lawsuits stemming from accidents or injuries that occur while on the job. For example, if a painter is hired to paint a home and a customer sustains an injury while the painter is on the property, the painter could be held liable for the damages. Liability insurance can help cover the cost of legal fees and any settlements or judgments awarded to the injured party.
Property insurance: This type of insurance can protect a painter from damage to their tools, equipment, and supplies. For example, if a painter’s supplies are stolen from their vehicle, property insurance can help cover the cost of replacement. Similarly, if a painter’s tools and equipment are damaged due to a covered event, the policy may cover the cost of repairs or replacement.
Business interruption insurance: This type of insurance can provide coverage if the painter is forced to stop working temporarily due to a covered loss. For example, if a painter’s vehicle is damaged in an accident and they are unable to continue working, business interruption insurance can help cover lost income and expenses, such as payroll, during the closure period.
Workers Compensation: This type of insurance provides protection and medical coverage for employees that get injured or falls ill in connection to the work they are performing.
What do I need to get an insurance quote?
Getting a quote from Coverage Cowboy is a breeze! All you need to do is gather a bit of information about yourself and your insurance needs, and we’ll take care of the rest.

Here’s what you’ll need to provide to get a quote:
  • The type of services or products you offer
  • The location of your office or place of operations
  • The size of your workforce and their pay
  • The number and types of vehicles used for business purposes

These questions will help us tailor a quote that fits your specific business needs and ensure that you have the appropriate coverage in place to protect your company. With this information, our experts will be able to provide you with a quote that fits your business perfectly, providing you with the peace of mind you need to focus on what’s important – your business.
Can I add an additional insured to my business insurance coverage?
Absolutely! It’s easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we’re here to help you every step of the way. We’re happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It’s a simple process, and one of our insurance experts will be happy to guide you through it.

Don’t hesitate to reach out to us, we’d be more than happy to help you add an additional insured to your business insurance policy today!
How can I get a Certificate Of Insurance (COI)?
Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.


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Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.