Limousine
Insurance

Our limousine service insurance is designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Accidents involving your vehicles
One of your drivers gets in an accident while driving a client to the airport. Your commercial auto coverage would help pay for damages and medical expenses.
Injuries and damage involving your business vehicles
A passenger spills wine on the upholstery of your limousine. Your physical damage coverage will help pay for repairs to the vehicle’s interior.
Personal injury to passengers
A passenger trips and falls while getting out of the limo, injuring their ankle. Your general liability coverage would help pay for medical expenses and legal fees if the passenger decides to sue.
Property damage
While parking, a driver accidentally hits a fence, causing damage. Property damage liability coverage will help pay for repair costs.
Employee-related incidents
One of your employees slips and falls in the garage, injuring their back. Workers’ comp coverage can help cover medical bills and lost wages.
Theft or damage to your vehicles
Your limousine is stolen from the garage. Comprehensive coverage would help pay for replacement costs.
Business interruption
A fire destroys the garage where you keep your limousines, and you can’t operate your business while it’s being repaired. Business interruption coverage can help replace lost income and cover expenses while you’re unable to operate.
With limousine service insurance, you can have peace of mind knowing that your business is protected from unforeseen events that can put your business operations and finances at risk.”

Getting a limousine insurance quote is smooth sailing! To kick things off, gather the following information about your limo business:

1. Business name and contact information
2. Location of your base of operations
3. Number and types of limousines in your fleet
4. Estimated annual revenue and payroll
5. Number of employees, including drivers
6. List of your key assets (e.g., vehicles, office equipment)
7. Types of services offered (e.g., airport transfers, weddings, special events)

With these details at your fingertips, you’re all set to request a tailored insurance quote for your limousine business. Our team is here to help you find the best coverage at the right price!

Absolutely! It’s easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we’re here to help you every step of the way. We’re happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It’s a simple process, and one of our insurance experts will be happy to guide you through it.

Don’t hesitate to reach out to us, we’d be more than happy to help you add an additional insured to your business insurance policy today!

Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.