Farmer’s Market

Save up to 30% on your business insurance

Protect your harvest with Farmer's Market Insurance!

Let us help you get the coverage you need to protect your business at the farmer’s market. With Coverage Cowboy’s customized policies, you can ensure your crops, animals, and business are covered against a wide range of risks and liabilities.
We understand the unique challenges of running a business at a farmer’s market and can provide you with the personalized insurance to help you cover the unique risks you may face.
  • General Liability
  • Workers' Compensation
  • Commercial Property
  • Commercial Auto

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Farmer’s Market businesses and save up to 10% when you bundle!


General Liability

Bought by 95% of business owners like you

General liability insurance is essential for farmers’ markets to protect against liabilities that may arise from customer injury, property damage, and other risks. This type of insurance provides financial protection if a customer falls on the premises, if a vendor’s goods cause damage to a customer’s property, or if a vendor is held responsible for any damage they cause to someone else’s property.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

Commercial auto insurance is a must for any farmer’s market. It protects against vehicle damage or injury to others caused by drivers in the course of business operations. It also covers medical payments in the event of an accident, as well as providing protection for contents in the vehicle, like produce or equipment. This coverage is essential for farmers who transport goods to and from the market.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers’ compensation insurance safeguards farmers’ markets against legal and financial liabilities that may arise due to a worker’s injury or illness. It covers medical expenses, lost wages, and legal fees, helping protect the market from potential lawsuits and provide peace of mind to employees. It also offers employers a way to provide a safe working environment for their workers.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

Commercial property insurance is important for farmer’s markets to protect their physical assets. It covers damage to the market’s tents, tables, and other equipment due to fire, theft, vandalism, or other disasters. It also provides coverage for lost income if the market is forced to close due to a covered event, protecting vendors from financial losses. This type of insurance is crucial for farmer’s markets as it can help cover the cost of repairs or rebuilding.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Farmer’s Market business insurance

How does business insurance protect me?
Business insurance can protect Farmer’s Markets from a variety of potential risks, such as property damage, liability claims, and business interruption. Here are a few examples of how different types of business insurance can provide protection for a Farmer’s Market:
Liability insurance: This type of insurance can protect a Farmer’s Market from lawsuits stemming from injuries or accidents that occur on the property. For example, if a customer slips and falls on a wet floor and sustains injuries, the Farmer’s Market could be held liable for the damages. Liability insurance can help cover the cost of legal fees and any settlements or judgments awarded to the injured party.
Property insurance: This type of insurance can protect a Farmer’s Market from damage to its building, equipment, and inventory. For example, if a storm damages the building and equipment, property insurance can help cover the cost of repairs or replacement. Similarly, if the Farmer’s Market’s inventory of produce is spoiled due to a power outage, the policy may cover the cost of replacing it.
Business interruption insurance: This type of insurance can provide coverage if the Farmer’s Market is forced to close temporarily due to a covered loss. For example, if a storm damages the building and the Farmer’s Market is closed for repairs, business interruption insurance can help cover lost income and expenses, such as payroll, during the closure period.
Workers Compensation: This type of insurance provides protection and medical coverage for employees that get injured or falls ill in connection to the work they are performing.
What do I need to get an insurance quote?
Getting a quote from Coverage Cowboy is a breeze! All you need to do is gather a bit of information about yourself and your insurance needs, and we’ll take care of the rest.

Here’s what you’ll need to provide to get a quote:
  • The type of services or products you offer
  • The location of your office or place of operations
  • The size of your workforce and their pay
  • The number and types of vehicles used for business purposes

These questions will help us tailor a quote that fits your specific business needs and ensure that you have the appropriate coverage in place to protect your company. With this information, our experts will be able to provide you with a quote that fits your business perfectly, providing you with the peace of mind you need to focus on what’s important – your business.
Can I add an additional insured to my business insurance coverage?
Absolutely! It’s easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we’re here to help you every step of the way. We’re happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It’s a simple process, and one of our insurance experts will be happy to guide you through it.

Don’t hesitate to reach out to us, we’d be more than happy to help you add an additional insured to your business insurance policy today!
How can I get a Certificate Of Insurance (COI)?
Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.


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Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.