Lounge
Insurance

Our business insurance is designed to protect your lounge from various risks and help you save money to grow your business. Here are some ways our coverage can protect you:
Property damage
If your lounge is damaged due to a covered event like a fire, storm or vandalism, property insurance can help you pay for the repairs or replacement.
Liability claims
If someone is injured on your property or you damage someone else’s property, liability insurance can help you pay for the legal fees, settlements or judgments.
Liquor liability
If you serve alcohol at your lounge and a patron drinks too much and causes an accident, liquor liability insurance can help you pay for the legal costs and damages.
Employee injuries
If one of your employees is injured on the job, workers’ compensation can help cover their medical expenses and lost wages.
Theft or damage to your equipment
If your equipment is stolen or damaged, equipment breakdown coverage can help you pay for repairs or replacement.
Business interruption
If your lounge is forced to close due to a covered event like a fire or storm, business interruption coverage can help you pay for lost income and ongoing expenses while you’re closed.
Having business insurance can give you peace of mind and protect your lounge in case something unexpected happens.

Obtaining a lounge insurance quote is a snap! To start the process, gather the following information about your lounge:

1. Business name and contact information
2. Location and square footage of your lounge
3. Estimated annual revenue and payroll
4. Number of employees
5. List of your key assets (e.g., furniture, sound system, bar equipment)
6. Additional services offered, if any (e.g., food, live entertainment, private events)

With these details ready, you’re all set to request a customized insurance quote for your lounge. Our team is here to help you find the best coverage at the right price!

Absolutely! It’s easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we’re here to help you every step of the way. We’re happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It’s a simple process, and one of our insurance experts will be happy to guide you through it.

Don’t hesitate to reach out to us, we’d be more than happy to help you add an additional insured to your business insurance policy today!

Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.