Save up to 30% on your business insurance

Plumb the depths of reliable coverage with plumbing insurance!

With plumbing business insurance from Coverage Cowboy, you can get the tailored coverage you need to keep your business running smoothly.

From pipes bursting to tools being stolen, you can get coverage for a wide variety of plumbing risks. You can even get coverage for any legal claims that arise from the services your plumbers provide.
  • General Liability
  • Workers' Compensation
  • Commercial Auto
  • Commercial Property

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Plumbing businesses and save up to 10% when you bundle!


General Liability

Bought by 95% of business owners like you

General liability insurance is essential for plumbers to protect against costly legal claims. It covers bodily injury, property damage, and personal and advertising injury claims resulting from your business operations. It also provides protection against medical payments if a customer or employee is injured on your property.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

Commercial auto insurance is critical for plumbing businesses that use vehicles for work. It provides protection for physical damage to the vehicle, theft, and liability if an accident results in injuries or property damage. It also covers the cost of medical bills, legal fees, and any judgments made against the business.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers’ Compensation insurance is a must-have for any business that employs plumbers. It provides employees with financial benefits and medical care if they are injured while on the job. It also covers legal fees and any potential settlement costs if an employee files a lawsuit against the company. With this type of insurance, businesses can protect their employees, as well as their own assets and reputation.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

Commercial property insurance is critical for plumbers to protect their equipment, tools, and inventory. It covers damage due to fire, theft, vandalism, and other disasters. This type of insurance provides financial protection if a customer’s property is damaged during a job and also covers any lost income if the plumber is unable to work due to a covered event.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Plumbing business insurance

How does business insurance protect me?
Business insurance can protect plumbing businesses from a variety of potential risks, such as property damage, liability claims, and business interruption. Here are a few examples of how different types of business insurance can provide protection for a plumbing business:
Liability insurance: This type of insurance can protect a plumbing business from lawsuits stemming from injuries or accidents that occur on the job. For example, if a plumber damages a customer’s property while performing repairs, the plumbing business could be held liable for the damages. Liability insurance can help cover the cost of legal fees and any settlements or judgments awarded to the customer.
Property insurance: This type of insurance can protect a plumbing business from damage to its vehicles, tools, and equipment. For example, if a plumber’s truck is damaged in an accident, property insurance can help cover the cost of repairs or replacement. Similarly, if the plumbing business’s tools and equipment are stolen or damaged, the policy may cover the cost of replacing them.
Business interruption insurance: This type of insurance can provide coverage if the plumbing business is forced to close temporarily due to a covered loss. For example, if a plumbing truck is damaged in an accident and the business is closed for repairs, business interruption insurance can help cover lost income and expenses, such as payroll, during the closure period.
Workers Compensation: This type of insurance provides protection and medical coverage for employees that get injured or falls ill in connection to the work they are performing.
What do I need to get an insurance quote?
Getting a quote from Coverage Cowboy is a breeze! All you need to do is gather a bit of information about yourself and your insurance needs, and we’ll take care of the rest.

Here’s what you’ll need to provide to get a quote:
  • The type of services or products you offer
  • The location of your office or place of operations
  • The size of your workforce and their pay
  • The number and types of vehicles used for business purposes

These questions will help us tailor a quote that fits your specific business needs and ensure that you have the appropriate coverage in place to protect your company. With this information, our experts will be able to provide you with a quote that fits your business perfectly, providing you with the peace of mind you need to focus on what’s important – your business.
Can I add an additional insured to my business insurance coverage?
Absolutely! It’s easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we’re here to help you every step of the way. We’re happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It’s a simple process, and one of our insurance experts will be happy to guide you through it.

Don’t hesitate to reach out to us, we’d be more than happy to help you add an additional insured to your business insurance policy today!
How can I get a Certificate Of Insurance (COI)?
Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.


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Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.