Save up to 30% on your business insurance

Nail down the perfect coverage with carpenter insurance!

Get the right type of coverage for the right type of job with carpenter insurance. Whether you are building a new deck or remodeling a kitchen, you can trust Coverage Cowboy to protect your business from any mishaps.

Our team of experts will work with you to make sure you have the right type of coverage for your carpentry needs. We’ll help you hammer out the details and make sure you’re covered.
  • General Liability
  • Workers' Compensation
  • Commercial Auto

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Carpenter businesses and save up to 10% when you bundle!


General Liability

Bought by 95% of business owners like you

General liability insurance for carpenters provides financial protection for accidents or claims related to their work. This may include property damage, bodily injury, or other third-party claims. It also covers legal expenses that may be incurred if the carpenter is sued for negligence or mistakes.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

Commercial auto insurance provides liability coverage for any car owned by a carpenter that is used for business purposes. It also covers any employee who drives the car, as well as any damage caused to the car. This is an important insurance to have if the carpenter drives their vehicle to multiple job sites or transports tools and materials.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers’ compensation insurance is critical for carpenters and other contractors working with their hands. It provides financial protection in case of an accident or injury on the job, covering medical expenses and lost wages. It also provides protection in the event of a lawsuit due to an injury.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

Commercial property insurance is a great option for carpenters to protect their tools, vehicles, and other equipment. It covers damage to their physical property due to fire, theft, vandalism, and other disasters. It also covers lost income if the carpenter has to temporarily close their business due to a covered event. This type of insurance can help carpenters recover the cost of replacing tools, vehicles, and other equipment, which can be a major financial burden.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Carpenter business insurance

How does business insurance protect me?
Business insurance can protect carpenters from a variety of potential risks, such as property damage, liability claims, and business interruption. Here are a few examples of how different types of business insurance can provide protection for a carpenter:
Liability insurance: This type of insurance can protect a carpenter from lawsuits stemming from injuries or accidents that occur on the job. For example, if a customer trips over a power cord and sustains injuries, the carpenter could be held liable for the damages. Liability insurance can help cover the cost of legal fees and any settlements or judgments awarded to the injured party.
Property insurance: This type of insurance can protect a carpenter from damage to their tools, equipment, and materials. For example, if a tool is stolen or damaged while on the job, property insurance can help cover the cost of repairs or replacement.
Business interruption insurance: This type of insurance can provide coverage if the carpenter is forced to close temporarily due to a covered loss. For example, if a carpenter is unable to work due to an injury or illness, business interruption insurance can help cover lost income and expenses during the closure period.
Workers Compensation: This type of insurance provides protection and medical coverage for carpenters that get injured or falls ill in connection to the work they are performing.
What do I need to get an insurance quote?
Getting a quote from Coverage Cowboy is a breeze! All you need to do is gather a bit of information about yourself and your insurance needs, and we’ll take care of the rest.

Here’s what you’ll need to provide to get a quote:
  • The type of services or products you offer
  • The location of your office or place of operations
  • The size of your workforce and their pay
  • The number and types of vehicles used for business purposes

These questions will help us tailor a quote that fits your specific business needs and ensure that you have the appropriate coverage in place to protect your company. With this information, our experts will be able to provide you with a quote that fits your business perfectly, providing you with the peace of mind you need to focus on what’s important – your business.
Can I add an additional insured to my business insurance coverage?
Absolutely! It’s easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we’re here to help you every step of the way. We’re happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It’s a simple process, and one of our insurance experts will be happy to guide you through it.

Don’t hesitate to reach out to us, we’d be more than happy to help you add an additional insured to your business insurance policy today!
How can I get a Certificate Of Insurance (COI)?
Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.


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Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.