COVERAGE INFO

Business Owner’s Policy

Save up to 30% on business insurance

Are you a business owner looking for a package deal? BOP provides the protection of general liability and commercial property insurance in a one-size-fits-all bundle.

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What this policy protects

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Property Damage

Did you or your employee dent a client's property also causing harm to your equipment? You're covered.

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Legal Fees

Someone pursues a lawsuit against you and you need an attorney to represent you.

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Business Downtime

Do you have to close your business without notice and you need financial aid?

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Injury Liability

When a slip-and-fall incident happens to someone that isn't an employee and your business is at fault.

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Inventory

A natural disaster causes harm to your inventory and you need replacements.

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Ad Infringement

You're being legally pursued for copyright violation.

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Frequently asked questions

What is Business Owner's Policy (BOP)? +

A business owner's policy provides a bundle of essential business insurances, general liability and commercial property insurance. This allows a more cost effective option for a business owner rather than having two separate policies. Benefits of BOP are: two for one policy bundle, cost effective, simple policy management. Commercial property insurance protects your business's buildings, tools, equipment and inventory in the event of a natural disaster. General liability insurance is there to cover a broad-spectrum of risks for your business such as bodily injury, property damage, and more.

What Does Business Owner's Policy (BOP) Cover? +

Business owner's policy (BOP) protects businesses from unexpected financial obligations. BOP is a bundle of general liability and commercial property insurance allowing there to be coverage from both insurances combined into one. As a business owner, BOP would be a good fit if: you have equipment and assets that could be harmed or damaged, you interact with the public and people outside of your organization, you have a storefront, office, or other type of location for your business.

How Much Does a Business Owner's Policy (BOP) Cost? +

Since there are many options included in a business owner's policy (BOP) there's a wide range of price levels that this policy will cost. Combining general liability and commercial property insurance into an all in one bundle policy package will allow costs to drop drastically since you're getting two in one. A business's risk level is always a leading quality factored into cost assessment. Your location and where your business operates will also affect the cost of this policy.