Optometrist Office
Insurance

Save up to 30% on your business insurance

Keep your vision clear with Coverage Cowboy's eye-catching insurance!

At Coverage Cowboy, we understand the importance of protecting your optometrist office from unexpected accidents and incidents. That’s why we offer tailored insurance policies to keep your business safeguarded from potential risks.

Our experienced agents can help you find the right coverage for your business needs, whether you need to protect your office space, equipment, or employees. With our optometrist office insurance, you can have peace of mind knowing that you are protected in case of any unforeseen events or accidents.
  • General Liability
  • Workers' Compensation
  • Commercial Property
  • Professional Liability

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Optometrist Office businesses and save up to 10% when you bundle!

general-liability

General Liability

Bought by 95% of business owners like you

General liability insurance is essential for optometrist offices as it protects against third-party claims for bodily injury or property damage. For example, if a patient slips and falls in the waiting room, general liability insurance can cover the costs of medical bills and legal fees. It also provides coverage for damages caused by advertising or personal injury claims, such as libel or slander.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

Commercial auto insurance is essential for optometrist offices that rely on company-owned vehicles to transport employees or equipment. This insurance covers the cost of damages and injuries caused by accidents involving the company’s vehicles, protecting the business from financial loss. For example, if an optometrist office uses a van to transport patients to and from appointments, commercial auto insurance would cover any damages caused by an accident during transportation.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers’ compensation insurance is essential for optometrist offices to ensure the well-being of their team members. If an employee suffers an injury, like accidentally slipping on a wet floor, this coverage assists with their medical bills and any lost wages. By having workers’ compensation in place, optometrist offices can maintain a secure and caring work environment for their staff.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

Commercial property insurance is important for optometrist offices to protect their valuable assets and keep the business running smoothly. For example, if a storm causes water damage to the office’s eye exam equipment, this coverage helps cover the repair or replacement costs. Investing in commercial property insurance allows optometrist offices to bounce back quickly from unforeseen events and maintain financial stability.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Optometrist Office business insurance

How does business insurance benefit an Optometrist Office?
Business insurance is essential for protecting your optometry practice from a variety of risks. Here are some ways that it can benefit an optometrist office:
General Liability Insurance
This insurance coverage can protect against claims of third-party bodily injury, property damage, and personal injury. For example, if a patient slips and falls in your office and injures themselves, your general liability insurance would help pay for their medical expenses and any legal fees associated with the incident. Professional Liability Insurance
Also known as malpractice insurance, this coverage can protect you against claims of professional negligence or errors. For example, if a patient claims that you prescribed the wrong medication and it caused them harm, professional liability insurance would help cover any legal fees and damages awarded to the patient. Property Insurance
This insurance coverage can help protect your office building and its contents against damage or loss. For example, if a fire damages your office and its contents, your property insurance would help cover the cost of repairs or replacement of damaged items. Workers’ Compensation Insurance
If you have employees, workers’ compensation insurance is required by law in most states. This coverage can help pay for medical expenses and lost wages if an employee is injured on the job. For example, if an employee injures their back while lifting heavy boxes of contact lenses, workers’ compensation insurance would help cover their medical expenses and lost wages. In summary, business insurance is important for protecting your optometry practice from a variety of risks that could cause financial losses. By having the right insurance coverages in place, you can focus on providing quality care to your patients and growing your business.
What do I need to get an insurance quote?

To get an insurance quote for your optometrist office, we will need the following information:


  • Business name and contact information
  • Location and square footage of your office
  • Estimated annual revenue and payroll
  • Number of employees
  • List of your key assets (e.g., equipment, furniture)
  • Types of services offered (e.g., eye exams, eyeglasses, contact lenses)

Once we have this information, we can work with you to find the best coverage options to protect your optometry practice.

Can I add an additional insured to my business insurance coverage?
Absolutely! It’s easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we’re here to help you every step of the way. We’re happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It’s a simple process, and one of our insurance experts will be happy to guide you through it.

Don’t hesitate to reach out to us, we’d be more than happy to help you add an additional insured to your business insurance policy today!
How can I get a Certificate Of Insurance (COI)?
Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.

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Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.