Catering
Insurance

Save up to 30% on your business insurance

Plate up your protection with catering insurance!

When you’re catering an event, you can have confidence that you’re covered with catering insurance. Whether it’s an outdoor or indoor event, you can trust that your business is safe from liability and property damage with catering insurance.
Protect your catering business with Coverage Cowboy’s catering insurance and never worry about a potential lawsuit or financial loss due to an accident or incident. When you’re catering an event, you can have confidence that you’re covered with catering insurance. Whether it’s an outdoor or indoor event, you can trust that your business is safe from liability and property damage with catering insurance.
Protect your catering business with Coverage Cowboy’s catering insurance and never worry about a potential lawsuit or financial loss due to an accident or incident.

General Liability
Workers' Compensation
Commercial Property
Commercial Auto

Check out more professions covered by Coverage Cowboy

Bakery

Bar

Coffee Shop

Diner

Farmer’s Market

Food Cart

Food Truck

Grocery Store

Personal Chef

Restaurant

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Catering businesses and save up to 10% when you bundle!

General Liability

Bought by 95% of business owners like you

General liability insurance for catering businesses is essential for any business that provides services to customers. It protects against accidents and incidents such as slips and falls, property damage, and bodily injury that may occur during catering events. It also provides protection if a customer sues the business for negligence.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

Commercial auto insurance is essential for catering businesses to protect their vehicles and employees while they are on the road. It covers liability, property damage, medical expenses, and other costs that may arise due to an accident. It also includes uninsured and underinsured motorist coverage in case the other driver is not adequately insured.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers’ compensation insurance provides financial protection for catering businesses if an employee is injured or becomes ill due to their job. It covers medical costs and lost wages, and can help protect the business from potential lawsuits. It also helps ensure that workers receive the medical attention they need in a timely manner.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

Commercial property insurance is essential for caterers to protect their physical assets. It covers damage to the equipment, furniture, and inventory due to fire, theft, vandalism, and other disasters. It also covers lost income if the catering business has to close due to a covered event. This type of insurance can be especially important for caterers that own their own vehicles, as it can help cover the cost of repairs or replacing the vehicle if it is damaged.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Catering business insurance

How does business insurance protect me?

Business insurance can protect catering businesses from a variety of potential risks, such as property damage, liability claims, and business interruption. Here are a few examples of how different types of business insurance can provide protection for a catering business:
Liability insurance: This type of insurance can protect a catering business from lawsuits stemming from injuries or accidents that occur on the property or at the event. For example, if a guest at an event slips and falls and sustains injuries, the catering business could be held liable for the damages. Liability insurance can help cover the cost of legal fees and any settlements or judgments awarded to the injured party.
Property insurance: This type of insurance can protect a catering business from damage to its equipment and inventory. For example, if a catering truck is damaged in an accident, property insurance can help cover the cost of repairs or replacement. Similarly, if the catering business’s inventory of food is spoiled due to a power outage, the policy may cover the cost of replacing it.
Business interruption insurance: This type of insurance can provide coverage if the catering business is forced to close temporarily due to a covered loss. For example, if a catering truck is damaged in an accident and the business is unable to fulfill its contracts, business interruption insurance can help cover lost income and expenses, such as payroll, during the closure period.
Workers Compensation: This type of insurance provides protection and medical coverage for employees that get injured or falls ill in connection to the work they are performing.

What do I need to get an insurance quote?

Getting a quote from Coverage Cowboy is a breeze! All you need to do is gather a bit of information about yourself and your insurance needs, and we’ll take care of the rest.

Here’s what you’ll need to provide to get a quote:

The type of services or products you offer
The location of your office or place of operations
The size of your workforce and their pay
The number and types of vehicles used for business purposes

These questions will help us tailor a quote that fits your specific business needs and ensure that you have the appropriate coverage in place to protect your company. With this information, our experts will be able to provide you with a quote that fits your business perfectly, providing you with the peace of mind you need to focus on what’s important – your business.

Can I add an additional insured to my business insurance coverage?

Absolutely! It’s easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we’re here to help you every step of the way. We’re happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It’s a simple process, and one of our insurance experts will be happy to guide you through it.

Don’t hesitate to reach out to us, we’d be more than happy to help you add an additional insured to your business insurance policy today!

How can I get a Certificate Of Insurance (COI)?

Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.

CateringInsurance

Save up to 30% on your business insurance

Plate up your protection with catering insurance!

Check out more professions covered by Coverage Cowboy

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Catering businesses and save up to 10% when you bundle!

General Liability

Bought by 95% of business owners like you

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Catering business insurance

NEED A CERTIFICATE OF INSURANCE FAST?

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Need help? Call our award-winning support team at (551) 455-0769 or email us at hello@coveragecowboy.com

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Mon - Sat | 8 a.m. - 8 p.m. EST 551-455-0769

Catering
Insurance

NEED A CERTIFICATE OF INSURANCE
FAST?

Need help? Call our award-winning support team at (551) 455-0769
or email us at hello@coveragecowboy.com

Mon - Sat | 8 a.m. - 8 p.m. EST
551-455-0769