Golf Course

Save up to 30% on your business insurance

Swing Into Savings with Golf Course Insurance!

Protect your golf course with tailored golf course insurance that covers the unique risks associated with operating a golf course. From the clubhouse to the pro shop and the golf carts to the green, you’ll be able to hit the fairway knowing your golf course is protected.

With golf course insurance, you’ll be able to focus on the game, not worry about the risks. Whether you’re teeing up a tournament or hosting a corporate outing, you’ll be able to have a hole in one with the peace of mind that you’re covered.
  • General Liability
  • Workers' Compensation
  • Commercial Auto
  • Commercial Property

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Golf Course businesses and save up to 10% when you bundle!


General Liability

Bought by 95% of business owners like you

General liability insurance is a must-have for golf courses, as it covers a range of risks from accidents and injuries to property damage. It can help cover medical bills for injured players, legal fees if someone sues the golf course, and costs associated with damage to equipment, buildings, and other property.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

Commercial auto insurance is important for golf courses that own or lease vehicles for transporting staff and equipment. This type of insurance covers property damage, bodily injury, and medical payments if an employee is involved in an auto accident. It also covers the cost of repairs or replacements for any vehicles damaged in an accident.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers’ compensation insurance is an important part of protecting golf courses from financial loss. It helps cover medical expenses and lost wages for golf course employees injured on the job, as well as legal fees in case of a lawsuit. It also provides peace of mind that the golf course won’t be held liable for an employee’s injury or illness.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

Commercial property insurance for a golf course is necessary to protect the physical assets, such as the clubhouse, golf carts, and golf course itself. It can also cover any third-party property damage, such as when a golf ball causes damage to someone’s car. In addition, such insurance can cover lost income due to a covered event, such as a hurricane that forces the course to close.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Golf Course business insurance

How does business insurance protect my Golf Course?
Our golf course insurance packages are designed to provide comprehensive coverage and help you save money to grow your business. You\u2019ll be protected from financial losses related to:
Property damage
If a storm damages your clubhouse roof, your commercial property insurance will help pay for the repairs.
Liability claims
A golfer trips and falls on one of your greens, and claims they were injured because of poorly maintained grounds. Your general liability insurance would help pay for their medical costs and legal fees.
Professional mistakes
A golfer claims that the course was not properly maintained, causing them to hit a bad shot. Errors and Omissions (E&O) coverage helps protect your business if you\u2019re accused of making a mistake that causes someone to lose money.
Weather events
A severe storm causes significant damage to your course, making it impossible to operate. Business interruption coverage will help cover your lost income and operating expenses while you get back on your feet.
Employee injuries
One of your groundskeepers slips and falls while mowing the lawn, requiring medical attention. Workers\u2019 compensation insurance will help cover their medical bills and lost wages.
Vehicle accidents
You or one of your employees gets into an accident while driving a golf cart on the course. Commercial auto insurance can help cover the cost of any property damage or injuries that result from the accident.
Equipment breakdowns
Your golf cart fleet experiences a mechanical failure, and you need to rent replacements to keep the course running. Equipment breakdown insurance can help cover the costs of repairs or replacements, as well as any lost income while the equipment is out of commission.
What do I need to get an insurance quote?

Securing a golf course insurance quote is a breeze! To start, gather the following information about your golf course:

  1. Business name and contact information
  2. Location and size of your golf course
  3. Number of holes and any additional facilities (e.g., driving range, putting green)
  4. Estimated annual revenue and payroll
  5. Number of employees
  6. List of your key assets (e.g., golf carts, maintenance equipment, clubhouses)
  7. Additional services offered, if any (e.g., pro shop, food and beverages, event hosting)

With these details in hand, you’re all set to request a customized insurance quote for your golf course. Our team is here to help you find the best coverage at the right price!

Can I add an additional insured to my business insurance coverage?
Absolutely! It’s easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we’re here to help you every step of the way. We’re happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It’s a simple process, and one of our insurance experts will be happy to guide you through it.

Don’t hesitate to reach out to us, we’d be more than happy to help you add an additional insured to your business insurance policy today!
How can I get a Certificate Of Insurance (COI)?
Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.


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Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.