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Appliance Technician
Insurance

Save up to 30% on your business insurance

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Keep your appliances running with reliable appliance technician insurance!

If you’re an appliance technician, you know how essential it is to have the right tools and equipment to get the job done. At Coverage Cowboy, we provide reliable, customized insurance coverage tailored to your unique needs. Get the coverage you need to protect your business from potential injuries, property damage, and more.

Don’t get left in the lurch – get peace of mind with our appliance technician insurance. We’ll help you get the coverage you need for the job so you can focus on the more important tasks at hand.
  • General Liability
  • Workers' Compensation
  • Commercial Property
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Check out more professions covered by Coverage Cowboy

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Appliance Technician businesses and save up to 10% when you bundle!

general-liability

General Liability

Bought by 95% of business owners like you

General liability insurance is important for appliance technicians to cover accidents that occur on the job. It provides protection against third-party claims of property damage, bodily injury, and personal injury associated with the technician’s work. This type of insurance is especially important for appliance technicians who work in customer homes, as it can help cover legal costs and settlements if a customer is injured while the technician is on the job.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

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Commercial Auto

Commercial auto insurance provides financial protection for appliance technicians when they use their vehicle for business purposes. It covers any damage or loss to the vehicle, as well as any liability for injury or property damage to others caused by the technician while driving. It also helps cover the cost of repairs and any medical expenses resulting from an accident.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

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Workers' Compensation

Workers’ compensation is essential for appliance technicians to protect their employees from workplace injuries. It covers medical costs, lost wages, and death benefits if an employee is injured or killed on the job. It also covers any legal fees if an employee files a lawsuit against the company.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

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Commercial Property

For business owners that own or rent physical spaces

Commercial property insurance is important for appliance technicians to protect their business assets. It covers damage to their tools, equipment, and vehicles due to theft, vandalism, fire, and other disasters. It also provides financial protection if a customer claims their property was damaged while in the technician’s care. This type of coverage is especially important for technicians who own their own tools and vehicles.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

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Frequently Asked Questions about Appliance Technician business insurance

How does business insurance protect me?
Business insurance can protect appliance technicians from a variety of potential risks, such as property damage, liability claims, and business interruption. Here are a few examples of how different types of business insurance can provide protection for an appliance technician:
Liability insurance: This type of insurance can protect an appliance technician from lawsuits stemming from injuries or accidents that occur while performing services. For example, if a customer is injured while an appliance technician is repairing their appliance, the technician could be held liable for the damages. Liability insurance can help cover the cost of legal fees and any settlements or judgments awarded to the injured party.
Property insurance: This type of insurance can protect an appliance technician from damage to their tools and equipment. For example, if a technician’s tools are stolen or damaged, property insurance can help cover the cost of repairs or replacement.
Business interruption insurance: This type of insurance can provide coverage if the technician is forced to close temporarily due to a covered loss. For example, if a technician’s tools are stolen and they are unable to work, business interruption insurance can help cover lost income and expenses during the closure period.
Workers Compensation: This type of insurance provides protection and medical coverage for employees that get injured or falls ill in connection to the work they are performing.
What do I need to get an insurance quote?
Getting a quote from Coverage Cowboy is a breeze! All you need to do is gather a bit of information about yourself and your insurance needs, and we’ll take care of the rest.

Here’s what you’ll need to provide to get a quote:
  • The type of services or products you offer
  • The location of your office or place of operations
  • The size of your workforce and their pay
  • The number and types of vehicles used for business purposes

These questions will help us tailor a quote that fits your specific business needs and ensure that you have the appropriate coverage in place to protect your company. With this information, our experts will be able to provide you with a quote that fits your business perfectly, providing you with the peace of mind you need to focus on what’s important – your business.
Can I add an additional insured to my business insurance coverage?
Absolutely! It’s easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we’re here to help you every step of the way. We’re happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It’s a simple process, and one of our insurance experts will be happy to guide you through it.

Don’t hesitate to reach out to us, we’d be more than happy to help you add an additional insured to your business insurance policy today!
How can I get a Certificate Of Insurance (COI)?
Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.

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Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.

Call Us at 551-455-0769

Need help? Call our award-winning support team at (551) 455-0769
or email us at hello@coveragecowboy.com

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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage is dependent on actual facts and circumstances giving rise to a claim. Coverage Cowboy, LLC and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. 

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