Food Cart
Insurance

Save up to 30% on your business insurance

Roll out the right coverage for your food cart business!

Are you a food cart entrepreneur? We can help protect your business with coverage tailored to your needs and industry. Coverage Cowboy can help you get the coverage you need to protect your business from fire, theft, and other risks associated with operating a food cart.
With Coverage Cowboy, you’ll have peace of mind that your business is covered for those unexpected occurrences. Our coverage will provide your business with the protection it needs to keep rolling along.

['General Liability'
'Commercial Auto'
"Workers' Compensation"
'Commercial Property']

Check out more professions covered by Coverage Cowboy

Bakery

Bar

Catering

Coffee Shop

Diner

Farmer’s Market

Food Truck

Grocery Store

Personal Chef

Restaurant

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Food Cart businesses and save up to 10% when you bundle!

General Liability

Bought by 95% of business owners like you

General Liability insurance covers food carts from a variety of risks, such as customer injuries, property damage, and advertising liability. This type of insurance is particularly important for food carts that operate in public spaces, as it can help cover the cost of medical bills and legal expenses if an incident occurs.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

Commercial auto insurance covers your food cart and any vehicles you use for business, such as delivery vehicles. It provides financial protection if you are in an accident, your vehicle is damaged by a natural disaster, or if it is stolen. It also covers liability if you are held responsible for injuring someone or damaging property in an accident.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers’ compensation insurance provides financial protection for food cart employees in the event of injury or illness sustained on the job. It covers medical expenses, lost wages, rehabilitation costs, and death benefits. This type of insurance is important for any business with employees, as it helps to protect them and the business from potential legal and financial risks.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

Commercial property insurance is vital for food cart owners to protect their physical assets. It covers damage to the cart, equipment, and inventory due to theft, vandalism, and other disasters. It also provides financial protection if the food cart has to close due to a covered event. This type of insurance can help cover the costs of repairs or rebuilding, so food cart owners can get back to serving customers quickly.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Food Cart business insurance

How does business insurance protect me?

Business insurance can protect food carts from a variety of potential risks, such as property damage, liability claims, and business interruption. Here are a few examples of how different types of business insurance can provide protection for a food cart:
Liability insurance: This type of insurance can protect a food cart from lawsuits stemming from injuries or accidents that occur on the property. For example, if a customer trips over a food cart and sustains injuries, the food cart could be held liable for the damages. Liability insurance can help cover the cost of legal fees and any settlements or judgments awarded to the injured party.
Property insurance: This type of insurance can protect a food cart from damage to its equipment and inventory. For example, if the food cart is damaged in a storm, property insurance can help cover the cost of repairs or replacement. Similarly, if the food cart’s inventory of food is spoiled due to a power outage, the policy may cover the cost of replacing it.
Business interruption insurance: This type of insurance can provide coverage if the food cart is forced to close temporarily due to a covered loss. For example, if a storm damages the food cart and the business is closed for repairs, business interruption insurance can help cover lost income and expenses, such as payroll, during the closure period.
Workers Compensation: This type of insurance provides protection and medical coverage for employees that get injured or falls ill in connection to the work they are performing.

What do I need to get an insurance quote?

Getting a quote from Coverage Cowboy is a breeze! All you need to do is gather a bit of information about yourself and your insurance needs, and we’ll take care of the rest.

Here’s what you’ll need to provide to get a quote:

The type of services or products you offer
The location of your office or place of operations
The size of your workforce and their pay
The number and types of vehicles used for business purposes

These questions will help us tailor a quote that fits your specific business needs and ensure that you have the appropriate coverage in place to protect your company. With this information, our experts will be able to provide you with a quote that fits your business perfectly, providing you with the peace of mind you need to focus on what’s important – your business.

Can I add an additional insured to my business insurance coverage?

Absolutely! It’s easy to add an additional insured to your business insurance policy to provide protection for a specific project or to meet a contractual requirement.

At Coverage Cowboy, we understand the importance of having the right coverage for your business, and we’re here to help you every step of the way. We’re happy to inform you that we offer the option to add additional insureds to your policy.

This is done to give peace of mind knowing that all parties involved in your project or contract are covered in the event of any unexpected losses or liabilities. It’s a simple process, and one of our insurance experts will be happy to guide you through it.

Don’t hesitate to reach out to us, we’d be more than happy to help you add an additional insured to your business insurance policy today!

How can I get a Certificate Of Insurance (COI)?

Once you sign up and purchase your business insurance, you will instantly have digital access to your COI via mobile or PC.

Food CartInsurance

Save up to 30% on your business insurance

Roll out the right coverage for your food cart business!

Check out more professions covered by Coverage Cowboy

We’ll help you get the insurance coverage you need for your business.

See the different policies available for Food Cart businesses and save up to 10% when you bundle!

General Liability

Bought by 95% of business owners like you

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Auto

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners that own or rent physical spaces

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Frequently Asked Questions about Food Cart business insurance

NEED A CERTIFICATE OF INSURANCE FAST?

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Need help? Call our award-winning support team at (551) 455-0769 or email us at hello@coveragecowboy.com

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Mon - Sat | 8 a.m. - 8 p.m. EST 551-455-0769

Food Cart
Insurance

NEED A CERTIFICATE OF INSURANCE
FAST?

Need help? Call our award-winning support team at (551) 455-0769
or email us at hello@coveragecowboy.com

Mon - Sat | 8 a.m. - 8 p.m. EST
551-455-0769