You bless clients with the perfect style, let us protect your business with insurance.
Coverage Cowboy has you protected with beauty insurance for your business. We can get you covered instantly and guide you through the process, so you can continue perfecting your craft!
For common risk and accident insurance coverage, general liability will protect any beautician. If you or a client gets hurt then general liability insurance will help with the financial burden of the medical bills. This also holds true for damaged property that isn’t yours!
If you or an employee operates a vehicle on behalf of your business or if a vehicle is owned by your business, then commercial auto insurance is a must have. Beauty businesses often offer services in multiple locations making home visits, venue visits, and more to provide services. In these instances, the vehicles that are commonly driven to work off-site are required to have commercial auto insurance.
If you have employees, then workers’ compensation will protect them in the event of an accident or illness. An employee accidentally cuts themself or falls and their medical bills are high. Worker’s compensation insurance will aid in paying the cost of the medical bills and recovery time off if needed. Workers’ compensation insurance is a required insurance if you have employees.
There’s always an accident around the corner and we want you to be prepared and protected for those risks through business insurance. Be financially secure in the event of a customer filing a claim due to an injury, property damage or other harm with help from business insurance. In the event of an incident, it’s important to know that you and your beauty business are protected.
The price of beauty business insurance is dependent on the following factors in order for us to give you an accurate quote: the types of services your offer, the location of your business, (if any) how many employees do you have and what do they offer, and number of work vehicles
In short – yes, it is a common occurrence that beauty businesses need to frequently add insured to their coverage. We can add additional insured for you and provide certificates of insurance to promote in your business location, if needed or required.
Liability insurance is important for a beauty business. We recommend two types of liability insurance for our beauty business clients: general liability insurance and professional liability insurance. General liability protects beauty businesses from financial burden in the event of injury or property damage. You don’t want to risk a client falling in your spa without general liability coverage. Professional liability protects your beauty business if someone makes a legal claim against you. It will aid in the financial responsibility of legal fees if you’re required to go to court and need representation.
Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.
Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.
Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage is dependent on actual facts and circumstances giving rise to a claim. Coverage Cowboy, LLC and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company.
