Therapist
Insurance

As a therapist, you help people work through their problems and achieve peace of mind. But who helps you when unexpected problems arise in your practice? That’s where our therapist insurance comes in. Here are some ways it can protect you and your business:
General liability insurance
If a client is injured while visiting your office, general liability insurance can help cover their medical expenses and protect you from a lawsuit. For example, if a client trips over a rug in your waiting room and breaks their ankle, your general liability policy can help cover their medical bills and legal fees if they sue you.
Professional liability insurance
Also known as malpractice insurance, this coverage can help protect you if a client sues you over a professional mistake. For example, if a client accuses you of giving them bad advice that leads to negative consequences, professional liability insurance can help pay for your legal fees and any damages you’re ordered to pay.
Cyber liability insurance
If your practice stores sensitive client information on computers or the cloud, you’re at risk for data breaches and cyber attacks. Cyber liability insurance can help pay for the costs of a breach, such as notifying affected clients, hiring a PR firm to restore your reputation, and providing credit monitoring services.
Business interruption insurance
If your practice has to close temporarily due to a covered event, such as a fire or natural disaster, business interruption insurance can help cover your lost income and ongoing expenses, such as rent and utilities.
Workers’ compensation insurance
If you have employees, workers’ comp insurance is usually required by law. This coverage can help pay for medical expenses and lost wages if an employee is injured on the job. For example, if an employee slips and falls while making a copy for a client, workers’ comp insurance can help cover their medical bills and lost wages.
With our therapist insurance, you can focus on helping your clients without worrying about unexpected events that could derail your practice.